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Pretty steady growth. As people become more educated about HSA’s they are understanding the value.
I wonder what is driving the explosion of large group coverage relative to individual and small group?
Good question. I also questioned that when I saw the graph.
I bet there is a really big advantage to a large group signing up vs. any of the others.
Pretty encouraging. Seems that as HSA’s become more well-known and available, people are opting for lower premiums and deductibles and having more flexibility with their health accounts.
True, I doubt such an exponential growth would mean otherwise. Just shows that more flexibility and independence given to the individual provides for better care in the end.
This is an encouraging graph. I don’t think the numbers will stop increasing.
Does the expansion in large group coverage show that employers are gravitating toward HSA’s with much more frequency?
Dewaine: This would be my guess, but it’s a wild guess. I am not completely sure.
That’s yet another step in the right direction but I’ll wait to celebrate until the news reads 300 million people are covered either by a HSA, HRA, high-deductible plan or some other consumer-friendly health plan.
I’ve had an HSA for years, but I don’t know if I will be able to keep it come January 2014 because of the ACA’s “actuarial value” rules for insurance plans. My premiums are low, but I have a high deductible. I’m also over 30. Even my insurance company doesn’t know what will happen to HSA plans. Frustrating.
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