Another Negative Study on CD Health
The latest study blasting consumer driven health care is making the media rounds. It is remarkable how every teensy study that is critical of these approaches gets massive media attention, while all of the positive results are ignored.
In fact, CDHP has been subjected to a level of scrutiny that is unprecedented for any benefits innovation I can remember. Wellness programs provide an interesting contrast. Like CDHPs, they are being rapidly adopted in employer benefit programs. But I have yet to see any suggestion that they may appeal more to the "healthy and wealthy," or that people with chronic conditions may not benefit much, or that poor people are less likely to participate. Indeed, about the only question asked of wellness programs is whether employers get a return on their investment in the program.
So, what does this latest study say? [read here]
