Does it make a difference? Not so far. This is Sarah Kliff:
A new paper from Georgetown University…looked at the three states — Maine, Georgia and Wyoming — that have passed laws allowing insurers from other states to participate in their markets…
So far, none of the three have seen out-of-state carriers come into their market or express interest in doing so. It seems to have nothing to do with state benefit mandates, and everything to do with the big challenge of setting up a network of providers that new subscribers could see.
All three states tend to have relatively rural populations, which could make setting up a provider network especially vexing. Avik Roy has previously argued that this could be a short-term issue, that providers need more time to actually set up these networks.