Those with expensive diseases such as lupus or multiple sclerosis face something called a “closed drug formulary.”
Dr. Scott Gottlieb of the American Enterprise Institute explains, “if the medicine that you need isn’t on that list, it’s not covered at all. You have to pay completely out of pocket to get that medicine, and the money you spend doesn’t count against your deductible, and it doesn’t count against your out of pocket limits, so you’re basically on your own.”
“So it could be that a MS patient could be expected to pay $62,000 just for one medication,” says Dr. Daniel Kantor, who treats MS patients and others with neurological conditions near Jacksonville, Florida. “That’s a possibility under the new ObamaCare going on right now.”
In fact, one conservative group, Americans for Prosperity, is running an ad on exactly this subject, featuring a woman with lupus, an auto-immune disease.
She starts by saying, “I voted for Barack Obama for president. I thought ObamaCare was going to be a good thing.”
But Emilie Lamb says she later got a letter saying her insurance was canceled because of ObamaCare, pushing her premiums from $52 to $373 a month. (Fox News)