Health insurers do nothing but add costs to our healthcare system and I’ve still not seen any analysis as to why it is that healthcare costs have risen roughly 6% over the last decade while health insurance have increased over 12%. And this when computer technology has increased productivity in all sectors of business and finance administration.

And where are the mandates for health insurance to standardize their claims reimbursement and payment systems? Anyone who has experienced a significant medical incident can vouch for the fact that the process is so entirely antiquated and inefficient that literally no one can make sense of their hospital and medical bills. Instead, unfunded mandates are placed upon medical providers to install EMRs (and again, without specifying technological standards) without any effort to require efficiency in medical payment systems such that we receive one bill per medical incident.

And, look at administrative costs within our NHE—6% overall yet, physicians’ adminstrative costs are upwards of 30%! Health insurers benefit from a complex claims and administration system that requires physicians to employ huge numbers of administrative personnel who do not provide patient care.

Health insurance is a racquet and I am outraged that even the Republicans have not pushed to eliminate employer based health insurance which essentially creates “commercial” rates for health insurance anyway. Why shouldn’t health insurance be purchased by individuals just like every other type of insurance? The whole “group pooling” fiasco is a fraud anyway. Health insurers look at their bottom line and do not base their premium increases on a group’s claims history.

It is no wonder that AHIP has supported Obamacare and I seriously doubt they are too worried about government regulation either. Not when they stand to benefit from politicized medical research that will essentially lower their overall costs by government mandates to create barriers for patients to receive high tech expensive medical care. This is a win win for government and insurance companies at the expense of patients and medical providers.