Could ObamaCare Be a Boon for Health Savings Accounts?

Based on data available for about 85 percent of exchange plans, about 77 percent have deductibles of more than $1,250 and qualify under Internal Revenue Service rules for a health savings account. For a 27-year-old purchasing coverage, the median HSA-eligible plan costs about $238 a month and typically comes with a deductible of about $3,600. The median plan without a high deductible, however, costs almost 30 percent more ($310) for a 27-year-old, though it has a significantly lower deductible (about $600). (More)

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  1. Dewaine says:

    That is fortunate that young people have an option to alleviate some of the burden, although this is only a mitigating factor, they are certainly worse off.

    • Adam says:

      All of our programs are designed to take wealth away from them and give it to the elderly, who are as a class much wealthier.

  2. JD says:

    The linked article is very interesting. I agree that Republicans can hijack ObamaCare, making it a vehicle for some consumer driven health care, but there is a limit. With the ObamaCare structure in place, there are only marginal gains to be made. Minimum essential benefits and the expansion of Medicaid will keep costs high (private and public).

  3. Devon Herrick says:

    I hope this prediction turns out to be accurate.