This is from Beverly Gossage, president of HSA Benefits Consulting and a candidate for Insurance Commissioner in Kansas:
The data on which of the enrolled was previously uninsured is readily available. I am certified to write policies on and off the exchange and can tell you the application itself asked these questions:
1) Have you been insured in the past 12 months?
2) When did your insurance terminate?
An applicant cannot progress through the application without answering. Of course, we won’t know if they lied on the application, but it would give us a reasonable percentage.
The majority of the agents/brokers to whom I spoke reported that the majority of those they assisted were insured but were
1) bounced from their previous plan either by the carrier or employer
2) realized they could get a subsidy when their previous plan’s premium was increased.
When I asked an executive friend at Coventry last week why they don’t release the percentage of the uninsured who enrolled, he told me that HHS hadn’t authorized them to do so. He was not willing to go on record with that.