Comments on: Employer Selection of Health Plans for Employees is Wasteful http://healthblog.ncpa.org/employer-selection-of-health-plans-for-employees-is-wasteful/ Health Care Policy and Reform Insights | NCPA Wed, 23 May 2012 12:15:49 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Bart http://healthblog.ncpa.org/employer-selection-of-health-plans-for-employees-is-wasteful/comment-page-1/#comment-53252 Bart Fri, 05 Feb 2010 22:59:23 +0000 http://www.john-goodman-blog.com/?p=8738#comment-53252 I'm not sure what is being claimed. It doesn't specify what percentage of the total premium would have been covered by the employer contribution. And it doesn't say anything about the alternate plan is after-tax. It's easy to imagine a scenario where the employer contribution was small to begin with, and an employee is happy to give up the entire amount in exchange for availability of a different group plan. I’m not sure what is being claimed.

It doesn’t specify what percentage of the total premium would have been covered by the employer contribution. And it doesn’t say anything about the alternate plan is after-tax.

It’s easy to imagine a scenario where the employer contribution was small to begin with, and an employee is happy to give up the entire amount in exchange for availability of a different group plan.

]]> By: Tom H. http://healthblog.ncpa.org/employer-selection-of-health-plans-for-employees-is-wasteful/comment-page-1/#comment-53251 Tom H. Fri, 05 Feb 2010 22:42:08 +0000 http://www.john-goodman-blog.com/?p=8738#comment-53251 It also implies a large welfare gain from loosening the employer tie to emloyee health insurance. It also implies a large welfare gain from loosening the employer tie to emloyee health insurance.

]]> By: Ken http://healthblog.ncpa.org/employer-selection-of-health-plans-for-employees-is-wasteful/comment-page-1/#comment-53230 Ken Fri, 05 Feb 2010 20:16:09 +0000 http://www.john-goodman-blog.com/?p=8738#comment-53230 That's fascinating. That implies quite a large welfare loss. That’s fascinating. That implies quite a large welfare loss.

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