Higher ER use for young adults with health insurance.
In half of ObamaCare exchange plans, it’s difficult or impossible to find out which drugs are covered.
Accountable Care Organizations fail: Two thirds of patients sought outpatient care outside their ACO.
By a nearly two-to-one margin, the public supports the health law’s requirement that private health plans cover prescription birth control without cost-sharing.
Doctors get millions from Medicare after losing their licenses.
U.S. political risk cuts medical R&D investment in half.
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I am not surprised that young adults tend to visit the ER more, thus spend more in healthcare. As they are in their prime years, most won’t visit a doctor unless they are really sick and need prompt treatment. It might be my assumption, but this behavior is not likely to change with or without insurance. One of the problems why insured individuals end up paying more is because they lack knowledge about their plans. They will tend to visit their closest ER regardless if it is on network or not. Thus they end up paying their insurance premium while paying for the full cost of the ER, because their insurance won’t cover it.
That’s a principle of economics: people prefer free to goods and services that cost money.
That is never more evident than in peoples behaviors regarding Obamacare.
ERs are generally more easily accessible than any other location for health care. Young people aren’t the best when it comes to scheduling appointments with doctors. If something bothers them, immediate attention is usually their reaction.
“she and her co-authors were surprised that young adults insured part of the year still had higher emergency room costs than those uninsured for the whole year.”
People with insurance also generally have more confidence to seek medical care. Young uninsured people would opt to wait for their ailments to heal on their own.
One of the biggest problems with Obamacare is that they tried to solve the system issues without ever addressing the issues in society. The problems won’t be fixed if we don’t address the fact that the majority of the people in the United States are ignorant about the health care sector and are reactive, instead of proactive. When we focus on these issues we will be able to make some progress in that matter.
“Doctors get millions from Medicare after losing their licenses.”
Wow, what a majorly inept system this is.
“Doctors Get Millions From Medicare After Losing Their Licenses”
I wonder how many of them happen to be ophthalmologists…
“38 percent of plans had no drug formulary data available, presenting significant obstacles to consumers who are shopping for insurance and attempting to assess the value of their coverage.”
Lack of access to information with these plans hurts both companies and consumers. Increased transparency with plans on the exchange ensures no surprises for enrollees.
“In addition, the poll found that 55 percent of those surveyed say that for-profit companies whose owners have religious objections to birth control should still be required to cover it.”
It is evident that the new generation’s influence is starting to take to the majority of previously controversial issues.
“While nearly 80 percent of Republicans said the law is not working as planned, just over a third (34 percent) of Democrats held that view.”
The first part of the quote doesn’t surprise me. Most republicans have been critical of the law since before it was passed. Their preconceptions about it probably still hold. The second part of the statement does surprise me. The biggest political gain of the Democratic Party was passing ACA through congress. This law is their protégée. If reports show that 34 percent of Democrats oppose it, shows that there is a big discomfort with the law. The law didn’t meet the requirements that many hoped for. Also considering that only those with strong affiliations with the Democratic Party will make such statement, it gives a grim outlook for the party facing the upcoming elections.
Franz L is correct. Most of the shabby policies that young people get in the individual market will not cover ER visits until the patient hits the deductible, i.e. $2500.
Whereas quality corporate policies will have lower deductibles for legitimate emergencies.
But there is another aspect, “outside the 9 dots.”
If we paid for ER’s like we pay for police stations or fire departments or public libraries, then no one would really care very much how many people used the ER.
It would be just part of the clientele of a public institution. There is very little difference in our taxes year to year if a public institution has higher usage.
Instead we pay for ER’s with user fees, and hospitals jack up those user fees with overhead charges of all kinds.
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