- Kentucky: Forty insurers left Kentucky’s market by some estimates, and only two remained before the law was repealed.
- Maine: Thirteen of Maine’s 18 major insurance carriers stopped issuing new individual policies. Many also doubled their premiums.
- New Hampshire: New Hampshire’s insurance law left it with nearly no carriers in its individual insurance market. The state enacted an emergency tax to compensate insurers for the costs of the law, which was repealed in 2002.
- New Jersey: Premiums rose as much as 350 percent in New Jersey after its pre-existing conditions law took effect. Even HMO plans, which tend to resist premium increases, nearly doubled in price.
- New York: The percentage of nonelderly New Yorkers without insurance grew 21 percent, with premiums increasing as much as 40 percent per year.
- Vermont: Vermont fared better than other states with similar laws, but its premiums spiked an average of 16 percent in two years.
- Washington: Non-managed care options disappeared entirely from Washington’s individual market. Eventually, entire counties had no private individual insurance options at all.
From the Center for American Progress, which wants a mandate. But a weakly enforced mandate with minor penalties would produce the same results.