Comments on: How to Game Unwise Insurance Regulations: Lessons from Massachusetts http://healthblog.ncpa.org/how-to-game-unwise-insurance-regulations-lessons-from-massachusetts/ Health Care Policy and Reform Insights | NCPA Thu, 24 May 2012 10:44:49 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Ken http://healthblog.ncpa.org/how-to-game-unwise-insurance-regulations-lessons-from-massachusetts/comment-page-1/#comment-50351 Ken Thu, 10 Dec 2009 12:18:46 +0000 http://www.john-goodman-blog.com/?p=7410#comment-50351 This is exactly what I would have expected. This is exactly what I would have expected.

]]> By: Neil H. http://healthblog.ncpa.org/how-to-game-unwise-insurance-regulations-lessons-from-massachusetts/comment-page-1/#comment-50336 Neil H. Wed, 09 Dec 2009 23:47:09 +0000 http://www.john-goodman-blog.com/?p=7410#comment-50336 This is what is going to happen big time under Obama Care. This is what is going to happen big time under Obama Care.

]]> By: Devon Herrick http://healthblog.ncpa.org/how-to-game-unwise-insurance-regulations-lessons-from-massachusetts/comment-page-1/#comment-50325 Devon Herrick Wed, 09 Dec 2009 20:50:39 +0000 http://www.john-goodman-blog.com/?p=7410#comment-50325 What a scam! Wait until you are sick to sign up for coverage -- knowing you cannot be turned away. Then bail once your health problem is taken care of. An insurance agent once told me he frequently gets calls from young, college-age women who suddenly want individual coverage when they find out they're pregnant. Most people don't realize the system currently in most states is designed to encourage continuous coverage. If you maintain coverage without gaps greater than 62 days, insurers are required to sell you a policy. That way, people cannot game the system. The new health reform proposal would thwart these safeguards in return for a system that encourages people to game the system. What a scam! Wait until you are sick to sign up for coverage — knowing you cannot be turned away. Then bail once your health problem is taken care of.

An insurance agent once told me he frequently gets calls from young, college-age women who suddenly want individual coverage when they find out they’re pregnant.

Most people don’t realize the system currently in most states is designed to encourage continuous coverage. If you maintain coverage without gaps greater than 62 days, insurers are required to sell you a policy. That way, people cannot game the system. The new health reform proposal would thwart these safeguards in return for a system that encourages people to game the system.

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