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	<title>Comments on: Do Insurance Industry Profits Cause High Insurance Premiums?</title>
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	<link>http://healthblog.ncpa.org/insurance-profits-high-premiums/</link>
	<description>Health Care Policy and Reform Insights &#124; NCPA</description>
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		<title>By: Kartik</title>
		<link>http://healthblog.ncpa.org/insurance-profits-high-premiums/comment-page-1/#comment-98596</link>
		<dc:creator>Kartik</dc:creator>
		<pubDate>Thu, 22 Sep 2011 03:01:45 +0000</pubDate>
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		<description>Brian needs to read this.... His story really didn&#039;t make any sense.</description>
		<content:encoded><![CDATA[<p>Brian needs to read this&#8230;. His story really didn&#8217;t make any sense.</p>
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		<title>By: Tom</title>
		<link>http://healthblog.ncpa.org/insurance-profits-high-premiums/comment-page-1/#comment-40499</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Tue, 20 Jan 2009 15:27:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=1816#comment-40499</guid>
		<description>This result seem to contradict the recent NBER study finding that the market for health insurance is not competitive.</description>
		<content:encoded><![CDATA[<p>This result seem to contradict the recent NBER study finding that the market for health insurance is not competitive.</p>
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		<title>By: Bart</title>
		<link>http://healthblog.ncpa.org/insurance-profits-high-premiums/comment-page-1/#comment-40469</link>
		<dc:creator>Bart</dc:creator>
		<pubDate>Sat, 17 Jan 2009 18:03:37 +0000</pubDate>
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		<description>&lt;blockquote&gt;Other Administrative Costs (1%). Other administrative activities that support health plan operations are included in this component including premium collection, actuarial and underwriting services.&lt;/blockquote&gt;

This study appears to be mostly about employer-sponsored insurance.  If individually-underwritten insurance were a major part, then administrative costs including underwriting would be considerably higher than one percent.</description>
		<content:encoded><![CDATA[<blockquote><p>Other Administrative Costs (1%). Other administrative activities that support health plan operations are included in this component including premium collection, actuarial and underwriting services.</p></blockquote>
<p>This study appears to be mostly about employer-sponsored insurance.  If individually-underwritten insurance were a major part, then administrative costs including underwriting would be considerably higher than one percent.</p>
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		<title>By: Dan Smith</title>
		<link>http://healthblog.ncpa.org/insurance-profits-high-premiums/comment-page-1/#comment-40461</link>
		<dc:creator>Dan Smith</dc:creator>
		<pubDate>Fri, 16 Jan 2009 21:59:43 +0000</pubDate>
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		<description>John, this rather puts the lie to the claims by universal health care advocates that they will pay for the increased cost by making the present system more efficient. How unsporting of you!</description>
		<content:encoded><![CDATA[<p>John, this rather puts the lie to the claims by universal health care advocates that they will pay for the increased cost by making the present system more efficient. How unsporting of you!</p>
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