Comments on: Keeping Kids on their Parents’ Health Plan http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/ Health Care Policy and Reform Insights | NCPA Thu, 24 May 2012 14:16:53 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Ken http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/comment-page-1/#comment-58537 Ken Wed, 07 Apr 2010 15:01:20 +0000 http://www.john-goodman-blog.com/?p=9907#comment-58537 Also, the way this post is worded, it makes it sound like the effects are large. In fact this is a very healthy age group -- they rarely go in a hospital. Also, the way this post is worded, it makes it sound like the effects are large. In fact this is a very healthy age group — they rarely go in a hospital.

]]> By: Devon Herrick http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/comment-page-1/#comment-58534 Devon Herrick Wed, 07 Apr 2010 14:58:22 +0000 http://www.john-goodman-blog.com/?p=9907#comment-58534 The primary reason many young adults lack health coverage is that many simply aren't willing to purchase a policy they expect to get little use from. They certainly don't want to pay $50 to $100 per month for a high-deductible plan they don't expect to use. Neither are they willing to part with $300 per month for a low-deductible plan when they only expect to see a doctor once or twice during the year. It’s not uncommon to hear hard-luck stories in the news about young adults who took a chance and needed care. Yet we rarely hear about the other 99.99% who took a chance and came out ahead. I was one of those young adults (while in graduate school), who was uninsured and paid for medical care out-of-pocket. When I began working for the university (which included comprehensive health coverage) I thought it was such a waste of money. The primary reason many young adults lack health coverage is that many simply aren’t willing to purchase a policy they expect to get little use from. They certainly don’t want to pay $50 to $100 per month for a high-deductible plan they don’t expect to use. Neither are they willing to part with $300 per month for a low-deductible plan when they only expect to see a doctor once or twice during the year.

It’s not uncommon to hear hard-luck stories in the news about young adults who took a chance and needed care. Yet we rarely hear about the other 99.99% who took a chance and came out ahead. I was one of those young adults (while in graduate school), who was uninsured and paid for medical care out-of-pocket. When I began working for the university (which included comprehensive health coverage) I thought it was such a waste of money.

]]> By: Larry C. http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/comment-page-1/#comment-58531 Larry C. Wed, 07 Apr 2010 14:54:12 +0000 http://www.john-goodman-blog.com/?p=9907#comment-58531 I agree with Tom. Twnty-year-olds are really cheap to insure -- comparatively speaking. I agree with Tom. Twnty-year-olds are really cheap to insure — comparatively speaking.

]]> By: Tom H. http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/comment-page-1/#comment-58526 Tom H. Wed, 07 Apr 2010 14:44:02 +0000 http://www.john-goodman-blog.com/?p=9907#comment-58526 I suspect that a 25 or 26 year old can get cheaper coverage on his own than the cost of adding him to a parent's plan. I suspect that a 25 or 26 year old can get cheaper coverage on his own than the cost of adding him to a parent’s plan.

]]> By: Joe S. http://healthblog.ncpa.org/keeping-kids-on-their-parents%e2%80%99-health-plan/comment-page-1/#comment-58524 Joe S. Wed, 07 Apr 2010 14:41:01 +0000 http://www.john-goodman-blog.com/?p=9907#comment-58524 Yes, but the numbers are still small. Very few people have a problem. Yes, but the numbers are still small. Very few people have a problem.

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