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	<title>Comments on: Medical Underwriting: It’s Better than the Alternatives</title>
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	<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/</link>
	<description>Health Care Policy and Reform Insights &#124; NCPA</description>
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		<title>By: Beverly Gossage</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-85444</link>
		<dc:creator>Beverly Gossage</dc:creator>
		<pubDate>Fri, 21 Jan 2011 08:09:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-85444</guid>
		<description>Rob, send me a private email and I will do what I can to help. BTW: most of the guaranteed issue states are in the Northeast.</description>
		<content:encoded><![CDATA[<p>Rob, send me a private email and I will do what I can to help. BTW: most of the guaranteed issue states are in the Northeast.</p>
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		<title>By: Rob</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-79721</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Mon, 04 Oct 2010 14:39:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-79721</guid>
		<description>Hi,
I&#039;m trying to find a list of states which do not require medical underwriting. I&#039;m searching for insurance brokers for a corporate health insurance plan.

Any help would be appreciated, as I am new to this space.</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I&#8217;m trying to find a list of states which do not require medical underwriting. I&#8217;m searching for insurance brokers for a corporate health insurance plan.</p>
<p>Any help would be appreciated, as I am new to this space.</p>
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		<title>By: Maryanne Kuzio</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56608</link>
		<dc:creator>Maryanne Kuzio</dc:creator>
		<pubDate>Mon, 29 Mar 2010 14:06:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56608</guid>
		<description>John I have a recommendation for a book worth reading as a result of this post of yours.  It is &quot;What&#039;s So Wrong with being absolutely right&quot; by Judy Johnson.  I really don&#039;t think that reports of people who are having life threatening problem with health insurance compares with &quot;killing people by death committees&quot;.  Sure I am a Canadian and biased.  No question but that does not mean that I can not recognize extremes from either side.</description>
		<content:encoded><![CDATA[<p>John I have a recommendation for a book worth reading as a result of this post of yours.  It is &#8220;What&#8217;s So Wrong with being absolutely right&#8221; by Judy Johnson.  I really don&#8217;t think that reports of people who are having life threatening problem with health insurance compares with &#8220;killing people by death committees&#8221;.  Sure I am a Canadian and biased.  No question but that does not mean that I can not recognize extremes from either side.</p>
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		<title>By: Stanley Feld M.D.</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56398</link>
		<dc:creator>Stanley Feld M.D.</dc:creator>
		<pubDate>Fri, 26 Mar 2010 13:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56398</guid>
		<description>John,

Good one. Do not give Krugman and inch. He will self distruct.</description>
		<content:encoded><![CDATA[<p>John,</p>
<p>Good one. Do not give Krugman and inch. He will self distruct.</p>
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		<title>By: Tom H.</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56282</link>
		<dc:creator>Tom H.</dc:creator>
		<pubDate>Thu, 25 Mar 2010 14:41:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56282</guid>
		<description>Janice, too bad the health insurance industry did not defend underwriting while the debate was going on. You have to go to the NCPA web site to find a defense that you basically cannot find anywhere else.</description>
		<content:encoded><![CDATA[<p>Janice, too bad the health insurance industry did not defend underwriting while the debate was going on. You have to go to the NCPA web site to find a defense that you basically cannot find anywhere else.</p>
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		<title>By: Janice Michaud</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56223</link>
		<dc:creator>Janice Michaud</dc:creator>
		<pubDate>Wed, 24 Mar 2010 23:02:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56223</guid>
		<description>John,
Thanks for your insightful article.  Thank you for coming to the defense of underwriting.  Costs will  escalate if insurers are forced to work in the dark.  And folks will become increasingly disengaged from the risk of health issues.
We have an aging population and face a huge challenge. 
Underwriting gives us the informaion necessary  to achieve a complex level of understanding.  It&#039;s ssential for making the most of resources to meet the challenges ahead.
I agree with Bruce and Larry. Krugman is a complete idiot, and a shify one at that.</description>
		<content:encoded><![CDATA[<p>John,<br />
Thanks for your insightful article.  Thank you for coming to the defense of underwriting.  Costs will  escalate if insurers are forced to work in the dark.  And folks will become increasingly disengaged from the risk of health issues.<br />
We have an aging population and face a huge challenge.<br />
Underwriting gives us the informaion necessary  to achieve a complex level of understanding.  It&#8217;s ssential for making the most of resources to meet the challenges ahead.<br />
I agree with Bruce and Larry. Krugman is a complete idiot, and a shify one at that.</p>
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		<title>By: Ken</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56222</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Wed, 24 Mar 2010 23:01:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56222</guid>
		<description>Stephen, thanks for that link. It provides more evidence that the guy is intellectually dishonest. Hard to believe he was once a real economist.</description>
		<content:encoded><![CDATA[<p>Stephen, thanks for that link. It provides more evidence that the guy is intellectually dishonest. Hard to believe he was once a real economist.</p>
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		<title>By: Stephen Hyde</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56218</link>
		<dc:creator>Stephen Hyde</dc:creator>
		<pubDate>Wed, 24 Mar 2010 22:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56218</guid>
		<description>Many thanks for skewering Paul Krugman, my least favorite former economist For a deeper critique of the Novel laureate&#039;s wrongheaded health-reform arguments, see &quot;Who Was Paul Krugman&quot; at http://www.hydeonhealthcare.com/paul-krugman-health-care-reform.html .</description>
		<content:encoded><![CDATA[<p>Many thanks for skewering Paul Krugman, my least favorite former economist For a deeper critique of the Novel laureate&#8217;s wrongheaded health-reform arguments, see &#8220;Who Was Paul Krugman&#8221; at <a href="http://www.hydeonhealthcare.com/paul-krugman-health-care-reform.html" rel="nofollow">http://www.hydeonhealthcare.com/paul-krugman-health-care-reform.html</a> .</p>
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		<title>By: L Suiter DC</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56215</link>
		<dc:creator>L Suiter DC</dc:creator>
		<pubDate>Wed, 24 Mar 2010 21:57:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56215</guid>
		<description>I have read several posts about mandated coverages lately. First there is a difference between mandated services and providers of those services. As a chiropractor, I provide competition for services already covered by insurance. We do not add cost, we add competition. There are a number of economic analyses supporting this fact. The care I provide is less expensive and has better patient outcomes. We provide the kind of competition which brings down cost and improves outcomes.</description>
		<content:encoded><![CDATA[<p>I have read several posts about mandated coverages lately. First there is a difference between mandated services and providers of those services. As a chiropractor, I provide competition for services already covered by insurance. We do not add cost, we add competition. There are a number of economic analyses supporting this fact. The care I provide is less expensive and has better patient outcomes. We provide the kind of competition which brings down cost and improves outcomes.</p>
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		<title>By: Larry C.</title>
		<link>http://healthblog.ncpa.org/medical-underwriting-its-better-than-the-alternatives/comment-page-1/#comment-56211</link>
		<dc:creator>Larry C.</dc:creator>
		<pubDate>Wed, 24 Mar 2010 21:14:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/?p=9670#comment-56211</guid>
		<description>I agree with Bruce. Krugman is a complete idiot.</description>
		<content:encoded><![CDATA[<p>I agree with Bruce. Krugman is a complete idiot.</p>
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