Comments on: Moms as Doctors http://healthblog.ncpa.org/moms-as-doctors/ Health Care Policy and Reform Insights | NCPA Thu, 24 May 2012 20:46:35 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Vivi http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-111294 Vivi Mon, 02 Apr 2012 02:13:43 +0000 http://www.john-goodman-blog.com/?p=12682#comment-111294 I simply wtaend to post a remark in order to express gratitude to you for those remarkable tips and tricks you are giving on this website. My time consuming internet search has now been honored with excellent facts and strategies to talk about with my friends and family. I d tell you that most of us site visitors are really blessed to exist in a fabulous community with very many brilliant people with helpful ideas. I feel somewhat grateful to have discovered your web page and look forward to really more amazing times reading here. Thanks a lot again for a lot of things. I simply wtaend to post a remark in order to express gratitude to you for those remarkable tips and tricks you are giving on this website. My time consuming internet search has now been honored with excellent facts and strategies to talk about with my friends and family. I d tell you that most of us site visitors are really blessed to exist in a fabulous community with very many brilliant people with helpful ideas. I feel somewhat grateful to have discovered your web page and look forward to really more amazing times reading here. Thanks a lot again for a lot of things.

]]> By: Jack http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-111091 Jack Fri, 30 Mar 2012 15:00:04 +0000 http://www.john-goodman-blog.com/?p=12682#comment-111091 Diphenhydramine will put you to sleep, but for christ's sake, don't go past 250 gimlilrams unless you like bats, spiders, and scorpions having a Lord of the Rings type epic battle on the floor of your bedroom. Diphenhydramine will put you to sleep, but for christ’s sake, don’t go past 250 gimlilrams unless you like bats, spiders, and scorpions having a Lord of the Rings type epic battle on the floor of your bedroom.

]]> By: Priya http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-111073 Priya Fri, 30 Mar 2012 11:44:41 +0000 http://www.john-goodman-blog.com/?p=12682#comment-111073 The new for plan year 2011 does address the etglibiiily of daily vitamins, minerals, and other dietary supplements as a medical expense under the new IRS guidelines (see also , p.16):From page 16 of the ERA 2011 brochure What medicines and drugs are eligible for reimbursement?Prescription medicines and drugs must meet the “medical necessity” definition to be reimbursable. For example, daily vitamins, minerals, and other dietary supplements are not usually eligible for reimbursement because they are used to maintain general health. However, if they are prescribed by your healthcare provider to treat a specific condition (i.e. iron tablets for anemia, calcium supplements for osteoporosis), they are reimbursable if accompanied by a Letter of Medical Need from your physician. The new for plan year 2011 does address the etglibiiily of daily vitamins, minerals, and other dietary supplements as a medical expense under the new IRS guidelines (see also , p.16):From page 16 of the ERA 2011 brochure What medicines and drugs are eligible for reimbursement?Prescription medicines and drugs must meet the “medical necessity” definition to be reimbursable. For example, daily vitamins, minerals, and other dietary supplements are not usually eligible for reimbursement because they are used to maintain general health. However, if they are prescribed by your healthcare provider to treat a specific condition (i.e. iron tablets for anemia, calcium supplements for osteoporosis), they are reimbursable if accompanied by a Letter of Medical Need from your physician.

]]> By: Steve Wimberly http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-75923 Steve Wimberly Mon, 06 Sep 2010 23:56:41 +0000 http://www.john-goodman-blog.com/?p=12682#comment-75923 Robert: I confirm what Erik posted. After January 1, your debit card will not work for OTC purchases. You claim would have to be manual and show medical necessity as recommended or prescribed by an approved practioner. Generally, one letter at the start of the Plan Year is sufficient, provided it states the condition requires treatment throughout 2011. Robert:
I confirm what Erik posted. After January 1, your debit card will not work for OTC purchases. You claim would have to be manual and show medical necessity as recommended or prescribed by an approved practioner. Generally, one letter at the start of the Plan Year is sufficient, provided it states the condition requires treatment throughout 2011.

]]> By: Erik Ramirez http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74907 Erik Ramirez Tue, 31 Aug 2010 20:56:08 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74907 Robert, No it will not appear even with a prescription. It would fall under "Further Substantiation" and you would have to submit a manual claim. With a manual claim you will not have to worry about an audit as the claim has been cleared. Robert,
No it will not appear even with a prescription. It would fall under “Further Substantiation” and you would have to submit a manual claim. With a manual claim you will not have to worry about an audit as the claim has been cleared.

]]> By: Robert http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74749 Robert Mon, 30 Aug 2010 13:48:44 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74749 Erik, I understand the IIAS issue, but will it magically appear on the IIAS if I have a perscription and not be on the list if I do not? I do not think the list will change as it is still a covered HSA option, but the audit worries will keep consumers from using the HSA account. Erik,

I understand the IIAS issue, but will it magically appear on the IIAS if I have a perscription and not be on the list if I do not? I do not think the list will change as it is still a covered HSA option, but the audit worries will keep consumers from using the HSA account.

]]> By: Tom H. http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74428 Tom H. Fri, 27 Aug 2010 13:34:46 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74428 artk, if these things concern you, you should advocate the flat tax. If everyone pays the same marginal tax rate, then everyone will get the same tax benefit from HSAs. artk, if these things concern you, you should advocate the flat tax. If everyone pays the same marginal tax rate, then everyone will get the same tax benefit from HSAs.

]]> By: John Goodman http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74423 John Goodman Fri, 27 Aug 2010 13:14:12 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74423 artk, eveybody gets 15% by avoiding the payroll tax and the average middle class family is in the 15% bracket, bringing the total to around 30%. State and local taxes add at least 3%, and much more in some places. One-third off is not chump change. artk, eveybody gets 15% by avoiding the payroll tax and the average middle class family is in the 15% bracket, bringing the total to around 30%. State and local taxes add at least 3%, and much more in some places. One-third off is not chump change.

]]> By: Erik Ramirez http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74348 Erik Ramirez Thu, 26 Aug 2010 22:18:52 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74348 You can also substitute a "Letter of Medical Necessity" for a prescription. For example; If you require a packet of acid reflux medication each month for twelve months the Letter must clearly state this. It must state the specific individual, dosag and duration for each OTC drug. Then you can put it through your FSA/HSA. Robert, Your card will only work on IIAS (inventory information approval system) approved items that is tied to the stores SKU numbers. If an item is delisted your card will not recognize the charge and will reject it. You can also substitute a “Letter of Medical Necessity” for a prescription. For example; If you require a packet of acid reflux medication each month for twelve months the Letter must clearly state this. It must state the specific individual, dosag and duration for each OTC drug. Then you can put it through your FSA/HSA.

Robert,
Your card will only work on IIAS (inventory information approval system) approved items that is tied to the stores SKU numbers. If an item is delisted your card will not recognize the charge and will reject it.

]]> By: artk http://healthblog.ncpa.org/moms-as-doctors/comment-page-1/#comment-74342 artk Thu, 26 Aug 2010 20:56:05 +0000 http://www.john-goodman-blog.com/?p=12682#comment-74342 Devon, the only people who get a real tax advantage from HSAs are the top 10% income earners. If you believe in heaven, you'll find your path eased if you worried less about the most fortunate losing a tax giveaway and worried more about that working class mother making too much for Medicaid but so little that paying for a doctor's appointment means not being able to feed her family. Devon, the only people who get a real tax advantage from HSAs are the top 10% income earners. If you believe in heaven, you’ll find your path eased if you worried less about the most fortunate losing a tax giveaway and worried more about that working class mother making too much for Medicaid but so little that paying for a doctor’s appointment means not being able to feed her family.

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