Comments on: The Costly Insurance Exchange http://healthblog.ncpa.org/the-costly-insurance-exchange/ Health Care Policy and Reform Insights | NCPA Fri, 25 May 2012 07:13:45 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Independence Institute: Patient Power Now » Blog Archive » Why we’re “crazy” about health care choice http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-75420 Independence Institute: Patient Power Now » Blog Archive » Why we’re “crazy” about health care choice Sat, 04 Sep 2010 05:30:50 +0000 http://www.john-goodman-blog.com/?p=7299#comment-75420 [...] by using it as a vehicle of forced charity, that a policy costing $308 per month in Ft. Collins costs $862 a month in Worcester, Massachusetts. Massachusetts has banned individual policies with [...] [...] by using it as a vehicle of forced charity, that a policy costing $308 per month in Ft. Collins costs $862 a month in Worcester, Massachusetts. Massachusetts has banned individual policies with [...]

]]> By: Independence Institute: Patient Power Now » Blog Archive » Colorado Amendment 63, risk pools, & health care costs http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-75415 Independence Institute: Patient Power Now » Blog Archive » Colorado Amendment 63, risk pools, & health care costs Sat, 04 Sep 2010 05:19:17 +0000 http://www.john-goodman-blog.com/?p=7299#comment-75415 [...] health plan, but where are the cost savings?  The most affordable plans available on the exchange cost almost three times more than those available in Fort Collins. The Boston Globe reports that the premiums in Massachusetts [...] [...] health plan, but where are the cost savings?  The most affordable plans available on the exchange cost almost three times more than those available in Fort Collins. The Boston Globe reports that the premiums in Massachusetts [...]

]]> By: Michael http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50511 Michael Tue, 15 Dec 2009 17:04:46 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50511 I believe it's important to differentiate between the health insurance plans offered by the exchange and the exchange itself. Like Phil pointed out, a lot of the burden can be placed on the costs at the state level and the effect on the plans offered –not the shopping platform or “exchange.” While not government-run exchanges, there are several sites out there operating as exchanges currently. 80% of the users of our site, for example, stated that the price of plans they found met or beat their expectations. For a more exhaustive study on these users read the study on the <a>Insurance Exchange Effect</a> we release this week. I believe it’s important to differentiate between the health insurance plans offered by the exchange and the exchange itself. Like Phil pointed out, a lot of the burden can be placed on the costs at the state level and the effect on the plans offered –not the shopping platform or “exchange.” While not government-run exchanges, there are several sites out there operating as exchanges currently. 80% of the users of our site, for example, stated that the price of plans they found met or beat their expectations. For a more exhaustive study on these users read the study on the Insurance Exchange Effect we release this week.

]]> By: Khushboo Aggarwal http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50248 Khushboo Aggarwal Tue, 08 Dec 2009 13:58:19 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50248 hi, I am currently conducting research on the MA Connector. I think the posts above are highly relevant. For our study, we are trying to interview MA residents who have purchased or considered purchasing a health insurance plan through the ‘Connector'. If you are interested in participating, we will be happy to provide an Honorarium of $50 per hour for your time. Do mail me back at kaggarwal@grailresearch.com if you think you are eligible for the study. hi,
I am currently conducting research on the MA Connector. I think the posts above are highly relevant. For our study, we are trying to interview MA residents who have purchased or considered purchasing a health insurance plan through the ‘Connector’. If you are interested in participating, we will be happy to provide an Honorarium of $50 per hour for your time. Do mail me back at kaggarwal@grailresearch.com if you think you are eligible for the study.

]]> By: Rob http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50213 Rob Mon, 07 Dec 2009 19:20:45 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50213 I agree with Phil. Although the stats are probably right, MA had (by a fairly wide margin) the highest costs per plan in the country before the reforms took place. No doubt that is due partially to preexisting regulations there (such as guaranteed access, etc), but it is also due to cost of living. It is misleading to say that the MA exchange is responsible for these high costs. I agree with Phil. Although the stats are probably right, MA had (by a fairly wide margin) the highest costs per plan in the country before the reforms took place. No doubt that is due partially to preexisting regulations there (such as guaranteed access, etc), but it is also due to cost of living. It is misleading to say that the MA exchange is responsible for these high costs.

]]> By: Phil http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50199 Phil Mon, 07 Dec 2009 15:29:44 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50199 This "article" is missing a few keys points of information. 1. How much was health care BEFORE the regulation 2. What is the Cost of living index in Boston compared with the other cities 3. Boston has some of the best most advanced hospitals in the world which undoubtedly raises the costs of care for everybody in the state 4. Given that MA Insurers can't compete with Health Insurers out of state, they can set their rates high in a state where per capita income is also high 5. Lastly, goto https://www.mahealthconnector.org/ and you will see plans for $600/month for a family of 4. This “article” is missing a few keys points of information.

1. How much was health care BEFORE the regulation
2. What is the Cost of living index in Boston compared with the other cities
3. Boston has some of the best most advanced hospitals in the world which undoubtedly raises the costs of care for everybody in the state
4. Given that MA Insurers can’t compete with Health Insurers out of state, they can set their rates high in a state where per capita income is also high
5. Lastly, goto https://www.mahealthconnector.org/ and you will see plans for $600/month for a family of 4.

]]> By: Bruce http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50127 Bruce Fri, 04 Dec 2009 20:24:11 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50127 Ditto. Ditto.

]]> By: Ken http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50121 Ken Fri, 04 Dec 2009 19:38:38 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50121 Thanks, Greg. Good information. Very helpful. Thanks, Greg. Good information. Very helpful.

]]> By: Vicki http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50119 Vicki Fri, 04 Dec 2009 19:20:59 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50119 I agree with Nancy. I agree with Nancy.

]]> By: Nancy http://healthblog.ncpa.org/the-costly-insurance-exchange/comment-page-1/#comment-50117 Nancy Fri, 04 Dec 2009 19:08:21 +0000 http://www.john-goodman-blog.com/?p=7299#comment-50117 This picture is worth a thousand words. This picture is worth a thousand words.

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