The Tipping Point is Here
The annual survey of the Centers for Disease Control finds that 20.3% of all people under age 65 have a high deductible health plan (HDHP) – more than the number covered by public programs (19.4%). The HDHP is defined as having a deductible of at least $1,100 for an individual or $2,200 for a family. Over one-fourth of this number also had a dedicated account (HRA or HSA).
Source: CDC report on NHIS Survey.
Bob Dylan singing "The Times They Are A-Changin'"


I had no idea things were changing so rapidly.
I like the idea of combining Bob Dylan with patient empowerment.