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	<title>Comments on: To Insure the Uninsured, Deregulate</title>
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	<link>http://healthblog.ncpa.org/to-insure-the-uninsured-deregulate/</link>
	<description>Health Care Policy and Reform Insights &#124; NCPA</description>
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		<title>By: Nancy</title>
		<link>http://healthblog.ncpa.org/to-insure-the-uninsured-deregulate/comment-page-1/#comment-39044</link>
		<dc:creator>Nancy</dc:creator>
		<pubDate>Mon, 18 Aug 2008 22:20:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/to-insure-the-uninsured-deregulate/#comment-39044</guid>
		<description>As of this year I am priced out of good health insurance.  I live in oneof the over regulated states (NY)   I can&#039;t
buy into my employer&#039;s plan.  There are very few carriers for individual policies in NY, of those most of the plans are for self/employed, group small business,etc. We have a ystem called Healthy New York advertised
all over but it&#039;s for very
low income and /or people with many children.</description>
		<content:encoded><![CDATA[<p>As of this year I am priced out of good health insurance.  I live in oneof the over regulated states (NY)   I can&#8217;t<br />
buy into my employer&#8217;s plan.  There are very few carriers for individual policies in NY, of those most of the plans are for self/employed, group small business,etc. We have a ystem called Healthy New York advertised<br />
all over but it&#8217;s for very<br />
low income and /or people with many children.</p>
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		<title>By: Dr. Bob</title>
		<link>http://healthblog.ncpa.org/to-insure-the-uninsured-deregulate/comment-page-1/#comment-39043</link>
		<dc:creator>Dr. Bob</dc:creator>
		<pubDate>Mon, 18 Aug 2008 21:43:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/to-insure-the-uninsured-deregulate/#comment-39043</guid>
		<description>Nothing like a bullet proof recent college grad, who would rather spend disposable dollars on food and drink, since they are healthy and feel invincible. Then suddenly they break a bone in a MVA or get an attack of appendicitis. 

You are right on; many people can get insurance through their employer, but opt not to. I don&#039;t know the numbers, but I am sure it is significant. Also these kids consult a doctor only in a crisis situation; they do not believe in preventive care.</description>
		<content:encoded><![CDATA[<p>Nothing like a bullet proof recent college grad, who would rather spend disposable dollars on food and drink, since they are healthy and feel invincible. Then suddenly they break a bone in a MVA or get an attack of appendicitis. </p>
<p>You are right on; many people can get insurance through their employer, but opt not to. I don&#8217;t know the numbers, but I am sure it is significant. Also these kids consult a doctor only in a crisis situation; they do not believe in preventive care.</p>
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		<title>By: Joe S.</title>
		<link>http://healthblog.ncpa.org/to-insure-the-uninsured-deregulate/comment-page-1/#comment-39039</link>
		<dc:creator>Joe S.</dc:creator>
		<pubDate>Mon, 18 Aug 2008 13:00:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/to-insure-the-uninsured-deregulate/#comment-39039</guid>
		<description>Being able to buy insurance across state lines is also part of the McCain health care plan.</description>
		<content:encoded><![CDATA[<p>Being able to buy insurance across state lines is also part of the McCain health care plan.</p>
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		<title>By: Ronda</title>
		<link>http://healthblog.ncpa.org/to-insure-the-uninsured-deregulate/comment-page-1/#comment-39035</link>
		<dc:creator>Ronda</dc:creator>
		<pubDate>Fri, 15 Aug 2008 20:47:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.john-goodman-blog.com/to-insure-the-uninsured-deregulate/#comment-39035</guid>
		<description>This is consistent with two previous studies - both of which found that as many as one in four uninsured people have been priced out of the market by mandated benefits:

John C. Goodman and Gerald L. Musgrave. “Freedom of Choice in Health Insurance,” National Center for Policy Analysis, NCPA Policy Report No. 134, November 1988. 

Gail A. Jensen and Michael Morrisey, “Mandated Benefit Laws and Employer-Sponsored Health Insurance,” Health Insurance Association of America, January 25, 1999. 
</description>
		<content:encoded><![CDATA[<p>This is consistent with two previous studies &#8211; both of which found that as many as one in four uninsured people have been priced out of the market by mandated benefits:</p>
<p>John C. Goodman and Gerald L. Musgrave. “Freedom of Choice in Health Insurance,” National Center for Policy Analysis, NCPA Policy Report No. 134, November 1988. </p>
<p>Gail A. Jensen and Michael Morrisey, “Mandated Benefit Laws and Employer-Sponsored Health Insurance,” Health Insurance Association of America, January 25, 1999.</p>
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