What The Latest ObamaCare Rule Change Means

Doug Badger in a private email:

See the last paragraph on page 1 and the top of page 2 in the CMS document. If your plan was canceled, you have the option of enrolling in a catastrophic plan (even if you are over 30) or not buying coverage at all and claiming the “hardship exemption,” which means that the government will not make you pay the new tax on the uninsured.

Comments (9)

Trackback URL | Comments RSS Feed

  1. Matthew says:

    It looks like most people could qualify for a hardship exemptions. If this becomes more widely known, the threat of the tax becomes invalid.

    • Thomas says:

      I wonder how the government would react to that. People not purchasing insurance through the exchanges and avoiding the penalty. Sounds like a nightmare for them.

  2. Walter Q. says:

    It seems like the government is just making it up as they go along at this point. You can be exempt from the penalty, catastrophic plans for people over 30. What’s next, no more enrollment deadlines?

    • James M. says:

      They are making it up as they go along. If this was a good policy, all of these deadline extensions and rule changes would not need to be put into place. This just goes to show how faulty Obamacare is.

      • Manuel E says:

        It seems that improvisation is the new way to conduct politics in this country. There are no background studies, there are no debates, Congress is not thinking of the wellbeing of the population, basically I politics became a power struggle between Democrats and Republicans, and the only loser is the American people.

  3. Jeff C says:

    There are so many loopholes in this law and it has suffered from many delays and amendments that for common people it is almost important to understand. I have no idea what I am supposed to do. I have no clue what needs to be done to prevent the penalties or what to do to receive the subsidies. The reform became so political that both parties forgot who the intended audience was.

    • Perry says:

      Looks like you’re OK, Jeff, nobody else knows either.

    • Erik says:

      It is rather simple Jeff.

      You either buy insurance for income protection or you don’t.

      If you need the government to tell you what to do that is another issue.