Comments on: What? http://healthblog.ncpa.org/what/ Health Care Policy and Reform Insights | NCPA Fri, 25 May 2012 16:47:21 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Bart http://healthblog.ncpa.org/what/comment-page-1/#comment-42374 Bart Mon, 04 May 2009 19:33:26 +0000 http://www.john-goodman-blog.com/?p=3217#comment-42374 I just remembered some algebra. Provider payment levels for private insurance would 'only' have to rise by 16 to 27 percent to cover the cost-shifting. The government provider payments would then be between 7 and 13 percent lower than the present-day baseline. I just remembered some algebra. Provider payment levels for private insurance would ‘only’ have to rise by 16 to 27 percent to cover the cost-shifting. The government provider payments would then be between 7 and 13 percent lower than the present-day baseline.

]]> By: Bart http://healthblog.ncpa.org/what/comment-page-1/#comment-42373 Bart Mon, 04 May 2009 19:15:25 +0000 http://www.john-goodman-blog.com/?p=3217#comment-42373 Ron, I don't think a low-cost underwritten plan would be considered "comparable insurance." Ron, I don’t think a low-cost underwritten plan would be considered “comparable insurance.”

]]> By: Ron Greiner http://healthblog.ncpa.org/what/comment-page-1/#comment-42366 Ron Greiner Mon, 04 May 2009 16:32:44 +0000 http://www.john-goodman-blog.com/?p=3217#comment-42366 20% to 30% less than "comparable" private insurance? The Government Plan would be 30% off Hunana's $57 monthly premium for a 30-year-old male, in Tampa, for HSA insurance? $57 X .70% = $39.90 per month. If the Government plan was $39 a month it would be competition. But Trust Me, it will cost the employee $200 a month and the employer will pay $200 a month (Or pay a fine) and the Government will make taxpayers pay $200 a month too. All the money will go to politically connected insurance companies with a government contract, like it always does. Too many citizens will want the low cost medically underwritten Individual Insurance (Example: $57/month) for that option to remain after health care reform. Imagine making term life insurance available without medical underwriting. The cost for a $1 million death benefit would explode for citizens. We need to save the low cost option for consumers. 20% to 30% less than “comparable” private insurance?

The Government Plan would be 30% off Hunana’s $57 monthly premium for a 30-year-old male, in Tampa, for HSA insurance? $57 X .70% = $39.90 per month.

If the Government plan was $39 a month it would be competition. But Trust Me, it will cost the employee $200 a month and the employer will pay $200 a month (Or pay a fine) and the Government will make taxpayers pay $200 a month too. All the money will go to politically connected insurance companies with a government contract, like it always does.

Too many citizens will want the low cost medically underwritten Individual Insurance (Example: $57/month) for that option to remain after health care reform.

Imagine making term life insurance available without medical underwriting. The cost for a $1 million death benefit would explode for citizens.

We need to save the low cost option for consumers.

]]> By: Bart http://healthblog.ncpa.org/what/comment-page-1/#comment-42363 Bart Mon, 04 May 2009 15:58:29 +0000 http://www.john-goodman-blog.com/?p=3217#comment-42363 <blockquote>Such a plan would be 20 to 30 percent less costly than comparable private insurance...</blockquote> If 70 percent of private enrollees switch to the public plan, then would this mean that provider rates for the remaining 30 percent would have to increase by 50 or 60 percent to allow for cost-shifting? I wonder if the Lewin Group's estimates were static, or did they allow for feedback?

Such a plan would be 20 to 30 percent less costly than comparable private insurance…

If 70 percent of private enrollees switch to the public plan, then would this mean that provider rates for the remaining 30 percent would have to increase by 50 or 60 percent to allow for cost-shifting? I wonder if the Lewin Group’s estimates were static, or did they allow for feedback?

]]>